Small Business Guide to HSAs: A Breakthrough in Health care for Employees and Employers alike, HSAs Stand for Health Savings Accounts
- Book Review,
by JoAnn Mills Laing
Book Description
"Health Savings Accounts will provide Americans with more choices and better opportunities to meet their health-care needs. The guidelines released today are the next critical step in helping to improve health-care access for all Americans. The new accounts will allow all individuals and families to save tax-free dollars for medical and retiree benefits. With these new accounts, all Americans will finally have the opportunity to protect themselves from potentially devastating health-care costs while better controlling their own health-care choices. As costs continue to grow, it’s critical that we empower Americans with solutions to meet the demands of their families’ health-care needs." – U.S. Senate Majority Leader Bill Frist It's here! The First Guide to HSAs! A breakthrough in health care for employees and employers alike, HSAs stand for "Health Savings Accounts." As of January 1, 2004, HSAs are a new option from the U.S. government, similar to an IRA, offering individuals a new, tax-sheltered way to accumulate savings. Tax-free dollars in HSAs may be withdrawn instantly for qualified medical expenses, rolled over without penalty for spending in future years, or invested, to accumulate savings to pay for health needs after retirement. Business owners who offer HSAs to employees benefit from tax relief, and most importantly, can use this program to save up to two-thirds of their business expenses on health insurance costs.
From the Publisher
This is the only book about HSAs on the market as far as we know.
About the Author
JoAnn Mills Laing has a Harvard MBA and global work and living experience with four public companies (Sara Lee, Olivetti, Chase and Citigroup), as well as running her own ecommerce-based businesses. As Chairman of Cybernautics, a premier Audience Development Company, she took the company from idea to profitability and its purchase/IPO (by U.S. Web). Laing is currently the President of Information Strategies, Inc. a consulting firm to small businesses based in Fort Lee, New Jersey. She has been studying the HSAs marketplace while overseeing the management of Small Business Digest, an online newsletter editorial service reaching almost one million regular small business readers each month. At the same time, Ms Laing overseas HSAfinder.com, devoted to identifying the most appropriate HSAs for small businesses and individuals.
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