Latino Guide to Personal Money Management FROM THE PUBLISHER
The first comprehensive financial guide for Latinos, by Latinos. Latinos stand poised to become the largest minority group in the U.S. early in the coming century. Yet this readership has lacked reliable, targeted financial information. It's time for a personal finance book that addresses the need of the Latino community for sound, practical, culturally appropriate financial advice.The Latino Guide to Personal Money Management is the first personal finance book by and for Latinos in the U.S. market. Laura Castellanos and Laura Castañeda combine their financial and journalistic expertise in this definitive guide and reference. Individuals and families will find a panoply of advice on how to set up and use U.S. bank accounts, save for retirement or college, and send money to family members in other countries. This guide also includes valuable tips on buying stocks and bonds, negotiating for a home, and applying for credit.
The authors focus on every important aspect of money management and provide the reader with extensive resources worksheets, useful lists of financial institutions, and sources of bilingual information.
Tips and strategies include:Preparing for and financing children's educations.Taking care of an extended family while planning for retirement.Selecting all types of insurance.Locating banks that serve Latinos' needs.Finding bilingual financial services.
For Latino-Americans who want to take control of their finances, this unparalleled guide is a must-read.
FROM THE CRITICS
Robert Barker - Business Week
To me, the best recent entry in the advice-to-minorities genre is The Latino Guide To Personal Money Management (Bloomberg), by Laura Castaneda and Laura Castellanos. It's broad, if not deep--good for anyone taking first steps toward a strong cartera de valores (portfolio).
WHAT PEOPLE ARE SAYING
Latinos are a dazzlingly diverse people in America at century's end. Depending on migration history, level of education, and family background, the kind of 'money advice' needed is all over the map...from starting a first savings account to high finance. This book successfully straddles a wide range of concerns for a wide range of people, with good humor, flair, and most importantly, without condescension. The information in this book is required ammunition for building a secure future. (Ray Suarez is host of National Public Radio's "Talk of the Nation" and Author, The Old Neighborhood: What We Lost in the Great Suburban Migration Ray Suarez
Despite the fact that the Hispanic community is a $350 billion market and growing, very little attention has been paid to educating Latinos on how to manage their money. Clear, accessible, and timely, The Latino Guide to Personal Money Management is a much-needed contribution to closing the financial information gap that exists between Hispanics and other Americans. (Raul Yzaguirre is President, National Council of La Raza) Raul Yzaguirre
Por fin! A financial guide for the Latino community that is easy to understand, useful, and relevant. Laura Castañeda and Laura Castellanos have created an invaluable tool toward achieving our next goal: economic empowerment and financial independence. Lealo! (Arturo Vargas is Executive Director, National Association of Latino Elected and Appointed Officials) Arturo Vargas
The key to success for Latinos is economic education. In The Latino Guide to Personal Money Management, Laura Castañeda and Laura Castellanos have transformed financial victimization into empowerment. Their guide is thorough and easy to follow. Who says that learning about money can't be simple and fun?" (Nely Galan is President of Entertainment, Telemundo Network Group) Nely Galan