How to File for Chapter 7 Bankruptcy FROM THE PUBLISHER
Every year, more than a million people file for bankruptcy. This book gives them a clear and complete overview of the bankruptcy process, explains the repurcussions of filing for Chapter 7 bankruptcy and provides step-by-step instructions and all the forms necessary to file. It clearly outlines what debts can and cannot be eliminated in bankruptcy, what property debtors risk losing, how to protect assets and rebuild credit and how to deal with aggressive credit card companies seeking speedy credit repayment. State-by-state exemption tables included.
SYNOPSIS
Fight back against unscrupulous creditors with America's most
trusted bankruptcy guide, How to File for Chapter 7 Bankruptcy.
If you're feeling overwhelmed by your bank balance, Chapter 7 bankruptcy
can offer welcome relief. It allows you to get rid of most of your debts,
and it forces creditors and collection agencies to stop their collection
efforts, including wage garnishments and harassing phone calls.
In print for nearly a decade, this friendly, comprehensive guide has
helped more than 200,000 people cope with their debts. How to File for
Chapter 7 Bankruptcy takes you step by step through the filing process,
gives you real-world, practical advice and all the official, up-to-date
bankruptcy forms you'll need.
Use How to File for Chapter 7 Bankruptcy to:
decide if bankruptcy is the right step to take
determine if you qualify for Chapter 7 bankruptcy
fill out and file all forms
cancel the largest amount of debt possible
identify which debts will survive bankruptcy
keep the maximum amount of property
deal with secured debts
represent yourself in routine bankruptcy hearings
dismiss your case if you change your mind about filing
rebuild your credit after bankruptcy
Easy-to-use worksheets and charts help you calculate what you own, how
much you'll be able to keep, and figure out if you can retain your home.
Recently, credit card companies have been more aggressive in trying to
collect debts owed to them, pushing people into bankruptcy and then
fighting their efforts to discharge their debts. This updated new edition
helps you fight the creditors step by step.
The book also contains the most recent and up-to-date forms and exemptions
for every state to ensure that you keep as much property as is legally
valid in your state.
With How to File for Chapter 7 Bankruptcy, you can take control of your
finances and get back on your feet.
This book does not cover business bankruptcies, farm reorganizations or
individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see
Nolo's Chapter 13 Bankruptcy: Repay Your Debts.
FROM THE CRITICS
Booknews
Provides step-by-step instructions for assessing and completing simple Chapter 7 bankruptcies. First published over a decade ago, the new edition of this guide includes forms, worksheets, and a state-by-state exemption chart. Annotation c. Book News, Inc., Portland, OR (booknew.com)
The New York Times
"...exceptionally clear."
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