The Procrastinator's Guide to Financial Security: How Anyone over 40 Can Still Build a Strong Portfolio: And Retire Comfortably FROM THE PUBLISHER
For the burgeoning number of baby boomers, retirement is barreling full-steam ahead. And for many of them, having spent their lives focused more on consumption than on saving and investing, the future is looking pretty meager.
According to a recent study by the AARP, the average boomerÕs net worth is less than $50,000—far less than a person needs to retire comfortably. The good news, though, is that itÕs not too late to rectify the situation.
THE PROCRASTINATORÕS GUIDE TO FINANCIAL SECURITY supplies a crash course in the fundamentals of money management. In a clear, straightforward way—but with a tone that stresses the urgency of the situation—the book helps readers develop the knowledge, skills, and discipline they need to secure a comfortable retirement. TheyÕll find sound advice and step-by-step strategies on how to:
* Curb their impulse spending and get out of debt
* Set up a financial plan and stick to their budget
* Estimate the annual income they need to retire and use IRAs and salary deferral programs to reach that goal
* Make savvy financial decisions concerning life insurance, refinancing a home, and saving for college tuition
* Develop a personal investment philosophy
* Practice smart investment strategies designed to increase wealth—plus much more.
Author Biography: David F. Teitelbaum (Washington, D.C.) is a financial planner and an economist with the federal government. He writes frequent articles on personal finance for various Washington-area publications and has appeared on local radio shows to discuss the topic.
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