Debt Free!: Your Guide to Personal Bankruptcy Without Shame

From Booklist
Many of the books that deal with bankruptcy and the so-called process of credit repair are, unfortunately, little more than collections of reproduced legal forms and letters or compilations of tips and advice of sometimes dubious legality. In contrast, the Caher brothers, one a legal journalist and the other a bankruptcy attorney, provide refreshingly understandable and practical explanations that include the most recent revisions in bankruptcy law (the Bankruptcy Reform Act of 1994) and up-to-date, state-by-state variations in bankruptcy codes. While answering questions about the various types of bankruptcy and categories of debt, they make their case that bankruptcy is a "legitimate, legal, and honorable" way to prevent foreclosure, repossession, lawsuits, and garnishments, and to thwart harassment by bill collectors. The authors also provide tips on avoiding bankruptcy and regaining credit. David Rouse


Book Description
This clear, practical guide helps readers get past the stigma of bankruptcy and on their way to financial recovery.



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This book will make you see that bankruptcy can be a relatively painless tool for getting back on your feet after bad financial planning, or just plain bad luck. Jim and John Caher offer a step-by-step guide to bankruptcy, including: the crucial hows and whys of bankruptcy, answers to the most commonly asked questions, the viable - and not so viable - alternatives to bankruptcy, how to rebuild your budget, how to reestablish credit, tables that will help you outline you options and chart the consequences, your rights under the fair debt collection practices act, and appendices explaining different state laws.


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